Show your clients where every dollar ends up.

Rothify runs a client's Roth conversion through thousands of paths, keeps the best, and turns it into a report they can follow: what they keep, what their heirs receive and what goes to the IRS.

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Robert & Linda, a sample couple: where their lifetime dollars end up
Your heirs after their tax
$3,739,005$5,775,172
You after-tax income
$2,968,127$2,968,127
The IRS taxes, IRMAA, heir tax
$1,113,687$277,877

With the plan, $2,036,167 more goes to their heirs and $835,810 less to the IRS. What they live on doesn't change.

The report your client takes home

Eight US Letter pages, numbered, in your firm's colors. Walk through them in presentation mode, send the PDF, or export every figure to Excel.

  1. The report's cover page, for the sample couple

    Cover

    Your logo, the household, the date

  2. The report's client inputs page, for the sample couple

    Client inputs

    Everything the plan was built on

  3. The report's outputs page, for the sample couple

    Outputs

    The conversion and what it does

  4. The report's the search page, for the sample couple

    The search

    Thousands of paths, one best plan

  5. The report's income zone page, for the sample couple

    Income zone

    How far to convert each year

  6. The report's who receives it page, for the sample couple

    Who receives it

    Heirs, the client, the IRS

  7. The report's year by year page, for the sample couple

    Year by year

    Every year of the conversion

  8. The report's disclosures page, for the sample couple

    Disclosures

    Your compliance block and profile

From a household to a finished proposal

  1. Add the household

    Names, ages and state, the accounts, and the product: a carrier's FIA, an AUM account, or your own terms.

  2. Generate

    The engine tries conversion amounts and brackets year by year, through taxes, IRMAA and Social Security, and keeps the plan that leaves the most behind.

  3. Present

    Open the report with the client, on a laptop, a tablet or a phone. Send the PDF when you're done.

Figures you can put your name to

Under a second
Every plan, search included, whatever you enter. Change an input in the meeting and the answer is there before the client finishes the question.
Within 1% of the best plan
The plan Rothify shows is checked against the best any of our methods can find, the slow ones included, across every case in our tests.
The same every time
The same inputs give the same plan. Each proposal keeps the run it showed, so the PDF you send matches what you presented.

Two looks, under your name

Pick the template that suits your clients, in dark or light. Your logo heads every page, your brand colour runs through it, and the last page carries your firm's details, your compliance block and your profile.

The search page in the Clarity template, dark
Clarity. Clean and modern: big numbers, plain words.
The search page in the Ledger template, light
Ledger. A statement of accounts: serif figures, ruled columns, totals over a double rule.

For one agent or a whole agency

Personal

Your own book of clients, at a flat price. It's yours wherever you work, and nobody else sees it.

Organization

Your agency's clients, priced per seat. Invite agents, group them into teams, give managers their teams' clients, and keep the firm's theme and products in one place.

Build your next proposal in Rothify.

Create an account, and our team approves it before your first sign-in.

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